Products & Services
Commercial Insurance
Although many businesses can be insured through 'package' policies which are offered by insurance companies, many others don't exactly fit the criteria and require customized commercial policies.

That's where an insurance professional comes in.  We will discuss your business with you to determine the coverage you need in order to be properly protected.  Whether your business is large or small, we'll do our best to have a policy tailor-made for your specific exposures.

We make sure that you’ll be protected for the loss of your income if your business is interrupted by a covered peril.  The equipment you need each day to operate your business, whether it be your computers, phone systems, refrigeration equipment, HVAC equipment, or process machinery, needs to be protected by equipment breakdown coverage.  Let us show you how affordable this peace of mind can be.

Setting up a customized insurance policy involves the negotiation of both coverage and premium with the insurance company--something we do on your behalf.  We may require some time to develop a solution for you, but we'll do our best to get just what you need at a competitive price.  

Commercial Vehicles

Contractor packages
We offer specialized packages at very reasonable prices to protect your contracting business.  Whether you are a plumber, carpenter, electrician, roofer, insulation installer, drywaller, painter or any other such trade, or are involved in larger projects, we’d be happy to tailor a policy that suits your needs.

Store & Office insurance packages
Whether your store or office is small or large, we're here to look after your insurance needs.  We can usually obtain a comprehensive package of coverage for your business at a very reasonable price.

If you've read our automobile or homeowner pages, you already know that the price of your personalized insurance package depends on many factors, and must be determined by a licensed insurance professional.

We have several insurance companies' products to choose from, and are confident that we will be able to put together a package to suit your needs.  Whether you rent the premises where your business is conducted, or own your own building, insuring your store or office is very important.

We understand that you need to have peace of mind that, in the event of a claim, your loss will be covered, and that you will receive prompt and efficient service.   

Business packages

Garage Automobile

Marina Insurance

Restaurant Insurance  

Services
Our insurance policies come with an insurance professional who you can talk to frankly and honestly – no extra charges, no hidden fees.   We provide you with the following services:
  • shop and review your insurance policy renewal
  • explain your insurance paperwork
  • clarify your insurance coverage
  • make policy changes
  • check on your billing status
  • provide you with unbiased claim advice
  • report your claim to the insurance company
W. J. Wood Brokers Ltd. is a BBB Accredited Business. Click for the BBB Business Review of this Insurance Companies in Smiths Falls ON